Learn more about Total Loss Protection

It can save you thousands in the case of a total loss, while protecting your credit.

Total Loss Protection, our GAP (Guaranteed Asset Protection) product, covers what is owed on your vehicle loan if you experience a total loss before your vehicle is paid off. If your vehicle is deemed a total loss (due to a car accident or theft), your car insurance pays the vehicle’s current market value. Since your car’s value goes down over time, you may owe more on the loan than what your insurer pays out. You would still be liable to pay the difference, which could be thousands of dollars.

When you choose Total Loss Protection, you can rest easy knowing that it includes:

  • Waives covered loses up to $50,000
  • Reimbursement for insurance deductibles up to $1,000
  • Claims Adjusters available 24/7/365 to assist you
  • Cancellable coverage
Have questions?

Check out our FAQ section for questions from customers like you.

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